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  Extreme Sports Coverage

Choose from a selection of travel insurance policies especially for extreme sports

All Extreme sports CategoriesWhether you are an experienced adventurer or it is your first journey, you should not forget about insuring your adventure. Our travel insurance policies cover almost all kinds of extreme sports. All extreme travel insurance activities are divided into 4 groups.

Group 1 and 2 are included in any travel insurance policy for free.

Groups 3 and 4 are provided at a small premium.

For a full list of sports and activities covered, see below.

Extreme Sports Insurance Coverage Category 1 & 2

CATEGORY 1 HAZARDOUS PURSUITS

Amateur Athletics

Archery

 

Badminton

 

Banana Boating*

 as a passenger with no right of control

Baseball

 

Basketball

 

Beach Games

 

Black Water Rafting (Grade 3)

 

Blade Skating

 

Body Boarding

Bowls

 

Bungee Jumping (Max 3 Jumps)**

Only as a short duration incidental day excursion with a licensed public hirer.

Canoeing

Inland & coastal waters only. Max grade 3 waters only.

Clay Pigeon Shooting **

Must be adequately supervised. No Personal Liability cover.

Cricket

 

Cycling (On Road)

 

Deep Sea Fishing

 

Dinghy Sailing

Inland & coastal waters only. Max grade 3 waters only.

Fell Running/Walking

No climbing covered.

Fencing *

Only when adequately supervised. No Personal Liability cover.

Falconry**

Fishing

 

Football (Amateur)

 

Go Karting *

Only as a short duration incidental day excursion with a licensed public hirer. No Personal Liability cover

Golf

 

Hiking Under 2,000m

 

Horse Riding **

No jumping. Headgear must be worn. No Personal Liability cover.

Kayaking *

Inland & coastal waters only. No Personal Liability cover.

Lacrosse

 

Lapland Activates (Husky/Reindeer Ride, Snowmobile *, Sledging* Short Day Trips) Excludes Bobsleighs

 No Personal Liability cover

Marathon Running

 

Netball

 

Non Manual Occupations Inc Voluntary work*

No Personal Liability Cover.*

Orienteering

No climbing covered.

Parascending Over Water Only**

Must be licensed operator with professional guide and only in EU, EEA, USA, Canada, Australia & New Zealand.

Pony Trekking**

Wearing helmet. No Personal Liability cover.

Racket Ball

 

Rambling

 

River Canoeing *

Inland waters only. Max grade 3 waters only. No Personal Liability cover

Roller Blading

 

Roller Skating

 

Rounders

 

Rowing *

Inland & coastal waters only. Max grade 3 waters only. No Personal Liability cover

Safari Trekking (Organised Tours Only)**

Not involving the use of firearms. Must be licensed operator with professional guide.

Sail Boarding *

Inland & coastal waters only. No Personal Liability cover.

Sailing *

Territorial waters only. No Personal Liability cover.

Scuba Diving (Max 30m)

Certificate of proficiency must be held or diving with a qualified instructor. Subject to Diving Endorsement

Skate Boarding

 

Snorkelling

 

Squash

 

Surfing *

No Personal Liability cover

Tennis

 

Tree Canopy Walking

Track Events

 

Trekking

Up to 3,500m on organized tours and recognized routes. Search & Rescue for medical reasons only. Cover for trekking involving technical climbing or altitudes in excess of 3500m is NOT included.

Triathlon

 

Volley Ball

 

Voluntary Work*

Non Manual Occupations No Personal Liability Cover.*

Manual Occupations (ground level, no tools) no Liability Cover nor Personal Accident cover**

Water Polo

 

White Water Rafting (Grade 3) *

Up to grade 3 only. Inland waters only. No Personal Liability cover

Windsurfing/Sailboarding *

Inland & coastal waters only. Max grade 3 waters only. No Personal Liability cover.

Yachting *

Only within territorial waters, Inland & coastal waters only. No Personal Liability cover.

Zip lining

Safety harness must be worn.

 

 

CATEGORY 2 HAZARDOUS PURSUITS


£100 Excess applies to Medical Expenses Claims / No Personal Accident cover and No Personal Liability cover.

CATEGORY 2 HAZARDOUS PURSUITS

Abseiling

Within organisers guidelines

BMX Riding

Up to Grade 2 slopes only.

Camel Riding

Catamaran Sailing

Territorial Waters Only

Gymnastics

 

Heptathlon

 

Hot Air Ballooning

Fare paying passenger only on a One Day Excursion. Not as a pilot or ballooning safaris. 

Judo

Training only & no contact.

Jet Boating

No Racing. Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only.

Jet Skiing

No Racing. Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only.

Karate

Training only & no contact.

Kung Fu

Training only & no contact.

Martial Arts

Training only & no contact.

Motorcycling (Max 250cc)

Safety helmet must be worn. No off road.

Manual Occupations Inc Voluntary Work *

Use of hand tools and working at ground level only. No Personal Liability cover.

Street Hockey

 

War Games/Paint Balling

Wearing eye protection. 

Water Skiing